Long-Term Care Insurance
The insurance company provides specific amounts of monies toward skilled or basic, non-skilled services. This is a type of private insurance that may have been purchased by an employer or by an individual.
The client pays for services out of pocket. The greatest advantage of utilizing this option is the total freedom the client has when constructing a plan of care and not having to simply “accept” what the insurance company offers them. This option allows for the patient or family to cover the difference in cost if they desire.
Private & Long-Term Care Combined
This is the most common form of payment option utilized by our clients. Unfortunately, we often find that the insurance company does not cover the quality of care that most families want for their loved ones. This option allows for the patient or family to cover the difference in cost if they desire.